Payment Security

Card payment security statement

When paying by card, confidential information is transmitted over the public network in a protected (encrypted) form using TLS encryption (the SSL protocol), the most advanced data-protection technology.

Card details are entered exclusively on the secure page of the payment processor Monri system. „Željeznički prevoz Crne Gore“ AD Podgorica never has access to your card number, nor does it store any card data on its servers.

The payment processor Monri Payments holds a PCI DSS Level 1 certificate — the highest security standard in the payment card industry. Data exchange between the processor and the banks takes place over a protected (VPN) connection.

Payments are additionally protected by the 3D Secure protocol — Visa Secure and Mastercard® Identity Check™ — through which your issuing bank confirms your identity during the purchase. Your transactions are secure with Visa Secure.

Currency conversion statement

All payments will be effected in EUR. The amount your credit card account will be charged for is obtained through the conversion of the price in EUR into your local currency according to the exchange rate of credit card associations. As a result of this conversion there is a possibility of a slight difference from the original price stated on our web site.